General Insurance Section

Our office does accept most Dental Insurance Plans, however depending on Network Levels or Plan Types, your insurance may cover at a lower percentage, or possibly deny services provided by our office. Our office staff is happy to check your Insurance Plan prior to your appointment. Please be sure to provide your insurance information at least 24 hours before your appointment time.

Insurances Accepted/Network Status

The best way to establish if our office is an IN or OUT of Network office is to call your insurance directly. Private Insurance companies offer numerous plans with numerous network participation requirements and rules. To ensure you receive the BEST coverage with your specific insurance plan, call your insurance directly.

Oregon Health Plan

Our office is able to bill some insurance plans through Oregon’s Medicaid/Medicare System (OHP). Below is a list of the different Oregon Health Dental Insurance Plans, and whether or not we accept them.

· Moda/ODS – Accepted without referral (Both Offices)
· Advantage Dental – By Referral ONLY
· Willamette Dental Group – By REFERRAL ONLY (Both Offices)
· Capitol Dental – NOT ACCEPTED (Both Offices)
· Open Card – NOT ACCEPTED (Both Offices)

To find out which plan your child has, check the front of their Insurance Card. If your child’s dental plan is not listed on the front of the card, or you wish to change Insurance Plans to one that is accepted by our office, please call the Customer Service phone number on the back of your card.

Payment Policies and Options

In order to make payment for services as convenient as possible, while at the same time maintaining operations of our office in the highest standard of comprehensive care, we offer three different payment options (see below). We will do our best to give you an accurate estimate of your total fees at the onset of your child’s treatment, however in some cases the required treatment will be more or less expensive than was originally quoted. All estimates are based on insurance information provided by the parent/guardian, and estimated coverage is not a guarantee of payment from your insurance provider.

01.

Payment in Full

Payment of your estimated patient share is expected at the time of service. We accept Cash, Check, Visa, Master Card, Discover, American Express, and Care Credit. A 10% discount will be credited for any accounts who do not have dental insurance.

02.

Installments/Payment Plan

Our office understands that the cost of dental treatment can sometimes be unexpected. In order to help ease any financial burden, we offer in-house payment plans. Each plan is customized based on the cost of your child’s treatment and the amount of months you would like to pay. There is no interest and no early termination fee if you wish to pay your account off early. You will be required to keep a debit or credit card on file for automatic monthly payments. If the account becomes delinquent due to three (3) missed payments, our office reserves the right to turn the account over to an outside collections agency. For additional information regarding this payment option, please ask a front office staff member.

03.

Insurance Assignments

We will gladly file insurance claims and accept assignment of benefits in place of payment at the time of service. You will still be responsible for any non-covered services, co-insurances, copayments at the time services are rendered. Insurance payments are determined by your insurance company at the time they receive the dental claim based on their “usual and customary” fee schedule. Your insurance company’s fee schedule may not align with our office’s charges. You may be responsible for the difference in these amounts. You are financially responsible for any charges not covered by your insurance.

Additional Payment Policies/Information

Our office does accept most Dental Insurance Plans, however depending on Network Levels or Plan Types, your insurance may cover at a lower percentage, or possibly deny services provided by our office. Our office staff is happy to check your Insurance Plan prior to your appointment. Please be sure to provide your insurance information at least 24 hours before your appointment time.

Missed Appointments

To best serve our patients, we kindly ask for your appointments to be kept, or to be notified 24 hours in advance of the cancelation of an appointment. We do understand emergencies happen, and calling before missing an appointment is not always possible. If two (2) appointments are missed within a six (6) month period, you will be responsible for a $30.00 missed appointment fee (per missed appointment).

Military/Emergency Response Personnel Discount

To honor those who serve, a 15% discount will be applied to any out-of-pocket cost that is incurred in our office. A parent/guardian must be employed by the US Military, Fire Department, or Police/Sherriff Station to qualify.

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Dr. Jay Vaikuntam

Dr. Jay Vaikuntam, known to his patients as “Dr. Jay”, grew up in the South of India before fulfilling his life-long dream of being a Pediatric Dentist. After obtaining his Dental license in Madras, India, he moved to the U.S. to further his Dental Education and obtain his Certificate of Pediatric Dentistry from the Rochester Eastman Institute of Oral Health in New York. Dr. Jay then spent time as an Instructor to Dental Students in the area of Pediatric Dentistry at the University of Texas Health & Science Center, and the University of Minnesota. 

Dr. Jay has always had a true passion for working with children- something that is obvious to every patient and parent through his kind and caring demeanor, his patience, and his ability to make the dental office an enjoyable and fun environment. Creating and cultivating a “Dental Home” is the philosophy of Dr. Jay’s practice. The idea behind the “Dental Home” is to create a space that protects and promotes the overall health of our patients and families starting with good oral health habits at home. 

In his free time, Dr. Jay enjoys spending time with his wife and two daughters, along with their two Golden Retrievers, Bella and Leiah. He also loves cooking, exploring the beautiful outdoors, and practicing photography.

Dr. Mitch

Dr. Mitch was born and raised in the heart of the Mid-Willamette Valley and is a former patient of Pediatric Dental Associates in Albany. He graduated from Oregon State University with a degree in BioHealth Sciences, then went on to attend dental school at Indiana University. Upon receiving his DDS degree, he completed a 2-year residency in Pediatric Dentistry at Riley Hospital for Children in Indianapolis, Indiana where he served as Chief Resident.

One of Dr. Mitch’s favorite parts about his job as a Pediatric Dentist is building meaningful relationships with patients and their families; he especially enjoys working with patients with special health care needs to create positive experiences that make going to the dentist fun and exciting! Dr. Mitch is driven and motivated by the core value of community. He considers it a great honor and privilege being able to care for families in the same community that shaped his upbringing.

Outside of the office, Dr. Mitch loves spending time with his wife and their two dogs, Remi and Leia. Some of his favorite things to do are cycle, hike, ski, play golf, and listen to music. He loves the Oregon State Beavers and roots for their athletic teams year-round!

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